Risk Management Magazine

National Preparedness Month, sponsored by the Federal Emergency Management Agency (FEMA) and held annually in September, is a good reminder that natural and manmade disasters can strike at any time. It's important to have a planned response when you're at work, home, on vacation or on the road.

Eventually, the pressure became too much and the 2x4 broke loose and shot off the edge. Gravity won again, and I followed the board and slammed into the roof.

My wife says people can be summed up into two categories: those who err on the side of caution and sound judgment (her), and the accident prone (of course, me). Seeing me in short sleeves provides all the evidence needed to support her hypothesis.