Risk Management Magazine

When folks think of hazardous weather during wintertime, they probably envision snow and ice-related storms. That’s not the case for my family and me. We witnessed a very different type of weather phenomenon in December 2003 — the San Simeon earthquake.

Do you have a carbon monoxide detector in your home? If you don’t, you may want to consider purchasing one. Trust me, I speak from experience.

One beautiful January day, I decided it was time to remove the Christmas lights from my roof. I set up the ladder on my composite deck, leaning it against the roofline. I knew composite decking is very slippery and doesn’t offer a desirable surface to set a ladder, but I’m a guy that likes to get the job done, so I continued. Big mistake.