Risk Management Magazine

I was driving my usual route. Since I didn’t have physical training that morning, my commute was during daylight hours, which I figured would be much safer. I had no idea what danger lay ahead.

As an outdoor enthusiast, I spent a lot of my free time enjoying the ocean’s beauty, above and beneath the endless emerald-blue waves. Little did I know I would soon face death more closely than I could have ever imagined.

As avid Jet Skiers, my wife and I have been riding on the water for nearly 20 years. We each have our own Jet Ski and consider ourselves to be very skilled riders. We learned, however, that complacency and overconfidence in your abilities can trump experience.