Risk Management Magazine

There are a few rules everyone should remember when swimming or boating. First, never swim alone. We aren’t invincible, and you never know what will happen. Nobody plans to drown, and it only takes seconds.

My wife says people can be summed up into two categories: those who err on the side of caution and sound judgment (her), and the accident prone (of course, me). Seeing me in short sleeves provides all the evidence needed to support her hypothesis.

Once we got to the river, we were excited to see how high the water had risen. My husband and I were very experienced with a canoe, so we didn’t anticipate any danger. Unfortunately, we didn’t take our friends’ skill levels into consideration.