Risk Management Magazine

Kayaking is a popular way to spend time in the great outdoors. However, being unaware of how the weather can adversely affect your time on the water could turn a fun day on the lake into a nightmare for your loved ones.

There was a huge thud and then everything went black. When I woke up, I was face down in the snow in a rapidly spreading pool of blood.

It was late November in southern Mississippi. The weather throughout the week had been cool with scattered showers — conditions just right for a great weekend of deer hunting.